” Klirinski interbankarski sistemi AD Skopje is a payment system operator providing settlement of small interbank payments in Macedonia and a provider of additional services in common interest of the banks”.


Clearing of interbank payments of small amounts is the basic service managed and handled by KIBS.


KIBS manages the Single Registry of Transaction Accounts (ЕRTS)


Receipt of information on a blocked/deblocked transaction account by the payment transaction operator


A number of services for exchange of information between the suppliers of data and their users


Since June 2006, KIBS has been the first registered Issuer of Certificates (IC)

Successful work in 2013

KIBS AD Skopje continues with the successful work and positive growth in terms of financial results, scope of work, customer satisfaction and service, and commitment of the management board, management and employees. In 2013 the company achieved positive financial results, as well as maintain full stability and reliability in operation. Success in the operation due to the excellent cooperation with the customer services, the monitoring of the financial sector and responding appropriately to changes and challenges, monitoring and development of information technology, maintaining and raising the level of automation of processes and the application of modern technologies, commitment and concern for the needs and requirements of users and the application of international standards activities.

Informations about Digital certificates

+ 389 (02) 3297 444, + 389 (02) 3297 440
+ 389 (02) 5513 444 + 389 (02) 5513 440
fax:+389 2 3290 909

Direct Debit
KIBS AD Skopje application solution developed to simulate the process of direct debit  under the rules, practices and standards of SEPA. KIBS has signed an agreement with the European Payments Council to use the licenses to the rules, procedures, standards and formats schemes for direct debit. The Simulator is available to all interested parties and they can participate in the role of a bank, debtor or creditor. For more information please contact the e-mail: DirektnoZadolzuvanje@kibs.mk Contact phone: 02 3297 455, 02 3297 459

Merging of Post Bank AD Skopje and Euro Standard Bank AD Skopje

As of 6/30/2014, the Post Bank AD Skopje joined the Euro Standard Bank AD Skopje.
By joining, the Postal Bank membership in KIBS stops (Bank which acquisition) and Euro Standard Bank (the acquiring bank) continues to work on the conditions prescribed by the Rules of Procedure of the Clearing House KIBS AD and other laws governing operation and use of the services of KIBS AD.

As of 01/07/2014, the 14 banks participating in the clearing.