KIBS INFO

Within the KIBS INFO service, a number of services for exchange of information between the suppliers of data and their users, deriving as a legal obligation or on contractual grounds are provided.

1.    Exchange of information on newly registered legal entities and their alterations between the Central Register of the Republic of Macedonia (CR) - KIBS - operators of the payment transactions and vice versa. In line with the Law on One Stop Shop System and Trade Register and Register on Other Legal Entities, the Central Register, using KIBS INFO, delivers information and documents on persons for entry, requiring from the bank assigned by the person, to communicate the newly registered person’s first transaction account number. Within 24 hours upon the receipt of the reply to the requirement, the Bank delivers via KIBS the requested data to the Central Register. This service is not used for other transaction accounts the participant in payment transactions may use in one or more banks. The participants in this service are the payment transaction operators, KIBS and CR.

2.     Exchange of data on a blocked transaction account of a participant in payment transactions continually for more than 45 days In line with the Law on Payment Transactions the carrier of payment operations, submits electronically via ERTS data on the participants in payment transactions whose transaction accounts have been blocked continually for more than 45 days. The process takes place between the payment transaction operator – KIBS – CENTRAL REGISTER. The participants in this service are carriers of payment operations, KIBS and CR.

3.     Exchange of data for bankruptcy procedure The Central Register, using the KIBS INFO service, submits electronically data on an open bankruptcy procedure in the payment transactions or an open bankruptcy account or data on stopped bankruptcy. The process takes place between CR – KIBS – the payment transaction operator.

4.     Supplying data and information on holding a transaction account at an enforcement agent's request. KIBS provides this service in line with the Law on Enforcement. Under the assigned procedure, KIBS receives from debt collecting agents requests on receipt of data and information on holding transaction accounts with a view of allowing the debt collecting agent to refer properly an enforcement decision to the corresponding bank in the Republic of Macedonia. The request, and accordingly, the reply may be in the electronic or paper format. The debt collecting agent and KIBS are the participants in this service.

5.     Exchange of data on payment transactions issued upon calculation of gross salary KIBS is a part of the national system for gross salaries also aimed at calculating and paying in full net salary and contributions for any employee, where the Public Revenues Office, banks and legal entities are involved. The system enables complete electronic data processing in relation to the calculation, approval, payment, notification, from the beginning all through the end. KIBS provides this service in line with the Memorandum on Cooperation and the Agreement signed between the Ministry of Finance and KIBS. KIBS enables receipt of data on payment transactions from the Public Revenue Office issued upon calculation of gross salary of legal entities and making it available to payment transaction operators when carrying on payment transactions submitted by their clients on the specified grounds. The participants in this service are the Public Revenue Office, KIBS and payment transaction operators (banks).

6.     Processing payment information from mass payments KIBS provides this service to legal entities that are the receivers of mass payments. Depending on a request, the service may be used when receiving a payment transaction prior to or after their executing.

7.     Checking of payment transaction data KIBS offers this service to legal entities requiring to check the existence and the accuracy of related data which is a part of the payment transaction contents. This service is provided upon agreement. The participants in this service are legal entities – users of the service and KIBS.